Rates/Payments

School Kids Meditating

YMHS is a private practice. Fees are covered by payment in person at each appointment via HSA cards, bank debit cards or all major credit cards. 

Our current rates for private pay are: 

  • $30 per session for our Masters Level Student Interns (supervised by a fully Licensed Counselor). 

  • $80 per session for our Provisional Licensed Professional Counselors/APCC (supervised by a fully Licensed Counselor)

  • $120 per session for our fully Licensed Professional Counselors, Licensed Clinical Professional Counselor -Supervisor, Licensed Professional Clinical Counselor, Licensed Mental Health Counselors, and Registered Play Therapist. 

*no one will be denied access to services due to inability to pay; and please note there is a discounted/sliding fee schedule available.

 

  

Insurance:

We accept the following insurance with Missouri ONLY:

 

  • Missouri Medicaid  and the following managed care Medicaid insurances (United Healthcare, Home State Health, Cigna, Ambetter, and Mo Healthnet) 

 

We can also offer you a Superbill to send to your insurance company to be applied toward your deductible as an out of network provider.

 

Downside to paying with Insurance:

When choosing to pay with insurance you will have counseling that is limited by the diagnosis, treatment plan or session limits that the health insurance companies dictate. Insurance companies often limit the number of sessions and even the type of therapy. Many insurance companies do not cover couples/relational or family therapy.


To have therapy services covered under insurance, a mental health diagnosis must be made. This then becomes a part of your permanent health care record. This may lead to limitations such as denial for quality life insurance or health insurance later on. Additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance company has to know a lot of information about you to be covered. The insurance company can review all of your records at their discretion.

By paying out of pocket, we can assure private pay clients of the highest degree of privacy, flexibility and control of their mental health record allowed by law.

In addition, many insurance companies require a deductible to be met before they start paying, so you may be paying out of pocket anyway.

*Please note that finding the right treatment and counselor is more important than trying to find someone with a lower fee. You want to be sure you are getting the best treatment possible and that your relationship with your counselor is one that fits best with your situation and goals.