Private Pay/Cash Clients:

YMHS is a private practice. Fees are covered by payment in person at each appointment via cash, HSA cards, bank debit cards or all major credit cards, and most major insurances. 

We do offer sliding scales based off your annual household income, and the members of your home, for those meeting the US National Poverty Guidelines who are not currently utilizing Medicaid insurance. Please contact us for those rates. 

Our current rates for private pay are:

  • $30 per session for our Masters Level Student Interns (supervised by a fully Licensed Counselor). 

  • $80 per session for our Provisional Licensed Professional Counselors (supervised by a fully Licensed Counselor)

  • $120 per session for our fully Licensed Professional Counselors, Licensed Clinical Professional Counselor -Supervisor, Licensed Professional Clinical Counselor, Licensed Mental Health Counselors, and Registered Play Therapist. 

*no one will be denied access to services due to inability to pay; and please note there is a discounted/sliding fee schedule available.


What We Offer:

We offer treatment that is tailored to your needs. We also have a Client Portal where you can sign in and adjust your appointments, see your billing information, attend your Telehealth appointments, and much more. Evening/weekend appointments are also offered to those with busy work/school day lives. 

Most importantly we offer quality, educated, understanding, and empathetic counseling so you know you are being treated with the utmost care and concern.

We also offer Play Therapy by Registered Play Therapist's.




Please have your card available when booking your appointment, and please bring it to the first session.

Currently our fully licensed counseling staff accept the following insurances

(please note interns are not able to accept insurances)


  • Medicaid (United Healthcare, Home State Health, Cigna, Ambetter, and Mo Healthnet)

  • Aetna

  • United Healthcare/Optum

  • Cerner

  • Cigna


Downside to paying with Insurance:

When choosing to pay with insurance you will have counseling that is limited by the diagnosis, treatment plan or session limits that the health insurance companies dictate. Insurance companies often limit the number of sessions and even the type of therapy. Many insurance companies do not cover couples/relational or family therapy.

To have therapy services covered under insurance, a mental health diagnosis must be made. This then becomes a part of your permanent health care record. This may lead to limitations such as denial for quality life insurance or health insurance later on. Additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance company has to know a lot of information about you to be covered. The insurance company can review all of your records at their discretion.

By paying out of pocket, we can assure private pay clients of the highest degree of privacy, flexibility and control of their mental health record allowed by law.

In addition, many insurance companies require a deductible to be met before they start paying, so you may be paying out of pocket anyway.

*Please note that finding the right treatment and counselor is more important than trying to find someone with a lower fee. You want to be sure you are getting the best treatment possible and that your relationship with your counselor is one that fits best with your situation and goals.